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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,891 | $160,040+47.4% | $147,096+60.4% | $145,877+61.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.06% | 98.49%-85.4pp | 419.75%-406.7pp | 551.28%-538.2pp |
| Employer contribution / active EE | $15,758 | $5,289+197.9% | $4,936+219.3% | $4,663+238.0% |
| Participant deferral / active EE | $16,027 | $8,429+90.1% | $8,071+98.6% | $6,691+139.5% |
| Admin fee / account holder | $2,451 | $15,050-83.7% | $13,005-81.2% | $13,402-81.7% |