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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,711 | $94,439-80.2% | $73,658-74.6% | $154,746-87.9% |
| Participation rate | 60.0% | 64.7%-4.7pp | 57.0%+3.0pp | 80.7%-20.7pp |
| Annual return | 6.92% | 28.25%-21.3pp | 29.72%-22.8pp | 172.34%-165.4pp |
| Employer contribution / active EE | $1,368 | $1,257+8.8% | $1,032+32.5% | $4,379-68.8% |
| Participant deferral / active EE | $2,652 | $2,527+4.9% | $2,062+28.6% | $6,730-60.6% |
| Admin fee / account holder | $10,206 | $3,843+165.6% | $3,357+204.0% | $14,365-29.0% |