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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,711 | $174,018-89.2% | $136,833-86.3% | $198,609-90.6% |
| Participation rate | 60.0% | 65.1%-5.1pp | 59.0%+1.0pp | 82.4%-22.4pp |
| Annual return | 6.92% | 35.16%-28.2pp | 35.32%-28.4pp | 202.70%-195.8pp |
| Employer contribution / active EE | $1,368 | $1,571-13.0% | $1,319+3.7% | $5,055-72.9% |
| Participant deferral / active EE | $2,652 | $2,873-7.7% | $2,441+8.7% | $6,977-62.0% |
| Admin fee / account holder | $10,206 | $5,434+87.8% | $4,706+116.9% | $19,030-46.4% |