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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,789 | $162,136+12.1% | $152,301+19.4% | $154,746+17.5% |
| Participation rate | 93.8% | 84.1%+9.6pp | 82.4%+11.3pp | 80.7%+13.0pp |
| Annual return | 38.80% | 91.02%-52.2pp | 80.50%-41.7pp | 172.34%-133.5pp |
| Employer contribution / active EE | $8,438 | $4,890+72.6% | $4,624+82.5% | $4,379+92.7% |
| Participant deferral / active EE | $14,478 | $8,341+73.6% | $8,004+80.9% | $6,730+115.1% |
| Admin fee / account holder | $7,535 | $15,759-52.2% | $14,398-47.7% | $14,365-47.5% |