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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,789 | $154,228+17.9% | $145,433+25.0% | $137,256+32.4% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.6pp | 80.0%+13.8pp |
| Annual return | 38.80% | 74.59%-35.8pp | 66.58%-27.8pp | 220.34%-181.5pp |
| Employer contribution / active EE | $8,438 | $4,804+75.7% | $4,554+85.3% | $4,156+103.0% |
| Participant deferral / active EE | $14,478 | $8,216+76.2% | $7,897+83.3% | $6,407+126.0% |
| Admin fee / account holder | $7,535 | $14,344-47.5% | $13,129-42.6% | $12,270-38.6% |