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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,252 | $156,398-19.9% | $147,318-15.0% | $138,895-9.8% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 11.47% | 78.75%-67.3pp | 70.43%-59.0pp | 145.39%-133.9pp |
| Employer contribution / active EE | $1,322 | $4,853-72.8% | $4,593-71.2% | $4,194-68.5% |
| Participant deferral / active EE | $3,858 | $8,237-53.2% | $7,906-51.2% | $6,396-39.7% |
| Admin fee / account holder | $887 | $14,976-94.1% | $13,708-93.5% | $12,562-92.9% |