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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,316 | $183,539-53.5% | $155,556-45.2% | $145,897-41.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.82% | 61.31%-53.5pp | 64.84%-57.0pp | 552.29%-544.5pp |
| Employer contribution / active EE | $15,722 | $5,315+195.8% | $4,675+236.3% | $4,663+237.2% |
| Participant deferral / active EE | $3,995 | $6,467-38.2% | $5,631-29.1% | $6,689-40.3% |
| Admin fee / account holder | $1,088 | $19,275-94.4% | $15,885-93.1% | $13,390-91.9% |