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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,556 | $185,312-79.2% | $161,489-76.1% | $154,746-75.1% |
| Participation rate | 54.5% | 82.5%-27.9pp | 78.7%-24.2pp | 80.7%-26.2pp |
| Annual return | 14.98% | 103.84%-88.9pp | 89.72%-74.7pp | 172.34%-157.4pp |
| Employer contribution / active EE | $1,363 | $4,769-71.4% | $4,268-68.1% | $4,379-68.9% |
| Participant deferral / active EE | $2,916 | $6,350-54.1% | $5,630-48.2% | $6,730-56.7% |
| Admin fee / account holder | $0 | $18,654-100.0% | $16,006-100.0% | $14,365-100.0% |