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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,252 | $103,164+180.4% | $90,259+220.5% | $154,746+86.9% |
| Participation rate | 85.7% | 76.1%+9.6pp | 70.7%+15.0pp | 80.7%+5.0pp |
| Annual return | 18.85% | 19.25%-0.4pp | 18.88%0pp | 172.34%-153.5pp |
| Employer contribution / active EE | $11,189 | $2,532+342.0% | $2,291+388.3% | $4,379+155.5% |
| Participant deferral / active EE | $7,849 | $4,422+77.5% | $3,827+105.1% | $6,730+16.6% |
| Admin fee / account holder | $2,185 | $8,593-74.6% | $7,267-69.9% | $14,365-84.8% |