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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,743 | $108,911-57.1% | $100,392-53.4% | $145,884-68.0% |
| Participation rate | 72.7% | 83.0%-10.2pp | 81.5%-8.8pp | 80.3%-7.6pp |
| Annual return | 10.47% | 58.23%-47.8pp | 49.45%-39.0pp | 551.85%-541.4pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,941-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,214 | $8,459-26.5% | $8,090-23.2% | $6,690-7.1% |
| Admin fee / account holder | $4,334 | $9,698-55.3% | $7,904-45.2% | $13,392-67.6% |