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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,743 | $108,922-57.1% | $100,398-53.4% | $145,978-68.0% |
| Participation rate | 72.7% | 83.0%-10.2pp | 81.5%-8.8pp | 80.3%-7.6pp |
| Annual return | 10.47% | 58.04%-47.6pp | 49.32%-38.9pp | 550.52%-540.0pp |
| Employer contribution / active EE | $0 | $4,426-100.0% | $3,946-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,214 | $8,450-26.5% | $8,084-23.1% | $6,690-7.1% |
| Admin fee / account holder | $4,334 | $9,680-55.2% | $7,893-45.1% | $13,400-67.7% |