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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,907 | $76,522-59.6% | $56,033-44.8% | $145,884-78.8% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 10.48% | 3014.28%-3003.8pp | 1711.38%-1700.9pp | 551.85%-541.4pp |
| Employer contribution / active EE | $1,121 | $1,382-18.9% | $1,041+7.7% | $4,662-76.0% |
| Participant deferral / active EE | $1,773 | $2,624-32.4% | $1,954-9.3% | $6,690-73.5% |
| Admin fee / account holder | $128 | $3,328-96.2% | $2,827-95.5% | $13,392-99.0% |