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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,005 | $160,028-90.0% | $147,080-89.1% | $145,884-89.0% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 13.94% | 98.60%-84.7pp | 420.17%-406.2pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,642 | $5,286-68.9% | $4,933-66.7% | $4,662-64.8% |
| Participant deferral / active EE | $2,658 | $8,422-68.4% | $8,066-67.1% | $6,690-60.3% |
| Admin fee / account holder | $75 | $15,030-99.5% | $12,989-99.4% | $13,392-99.4% |