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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,748 | $160,070+21.7% | $147,117+32.4% | $145,897+33.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.07% | 98.69%-86.6pp | 420.54%-408.5pp | 552.29%-540.2pp |
| Employer contribution / active EE | $10,809 | $5,285+104.5% | $4,932+119.1% | $4,663+131.8% |
| Participant deferral / active EE | $11,519 | $8,419+36.8% | $8,065+42.8% | $6,689+72.2% |
| Admin fee / account holder | $26,678 | $15,035+77.4% | $12,993+105.3% | $13,390+99.2% |