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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,740 | $29,733-43.7% | $56,025-70.1% | $80,959-79.3% |
| Participation rate | 48.1% | 41.7%+6.4pp | 52.5%-4.4pp | 67.7%-19.5pp |
| Annual return | 9.73% | 35.28%-25.6pp | 1712.69%-1703.0pp | 35.67%-25.9pp |
| Employer contribution / active EE | $1,190 | $672+77.2% | $1,042+14.3% | $2,757-56.8% |
| Participant deferral / active EE | $2,294 | $1,229+86.6% | $1,955+17.4% | $4,300-46.7% |
| Admin fee / account holder | $151 | $2,434-93.8% | $2,828-94.7% | $6,925-97.8% |