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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,622 | $227,291+73.2% | $214,702+83.3% | $155,188+153.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 20.53% | 60.08%-39.5pp | 54.55%-34.0pp | 148.84%-128.3pp |
| Employer contribution / active EE | $3,617 | $6,772-46.6% | $6,461-44.0% | $4,248-14.9% |
| Participant deferral / active EE | $13,223 | $9,582+38.0% | $9,147+44.6% | $6,531+102.5% |
| Admin fee / account holder | $655 | $20,413-96.8% | $19,830-96.7% | $14,480-95.5% |