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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,912 | $183,592-46.1% | $155,574-36.4% | $145,877-32.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.02% | 61.37%-52.4pp | 64.87%-55.8pp | 551.28%-542.3pp |
| Employer contribution / active EE | $1,595 | $5,317-70.0% | $4,676-65.9% | $4,663-65.8% |
| Participant deferral / active EE | $6,261 | $6,466-3.2% | $5,629+11.2% | $6,691-6.4% |
| Admin fee / account holder | $2,146 | $19,316-88.9% | $15,914-86.5% | $13,402-84.0% |