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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,913 | $174,379-75.4% | $152,093-71.8% | $138,895-69.1% |
| Participation rate | 62.5% | 81.6%-19.1pp | 77.8%-15.3pp | 79.9%-17.4pp |
| Annual return | 23.84% | 74.86%-51.0pp | 66.36%-42.5pp | 145.39%-121.6pp |
| Employer contribution / active EE | $2,151 | $4,652-53.8% | $4,175-48.5% | $4,194-48.7% |
| Participant deferral / active EE | $3,488 | $6,159-43.4% | $5,451-36.0% | $6,396-45.5% |
| Admin fee / account holder | $955 | $16,880-94.3% | $14,497-93.4% | $12,562-92.4% |