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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,913 | $181,062-76.3% | $158,223-72.9% | $155,188-72.3% |
| Participation rate | 62.5% | 82.7%-20.2pp | 79.2%-16.7pp | 80.8%-18.3pp |
| Annual return | 23.84% | 57.39%-33.5pp | 52.09%-28.3pp | 148.84%-125.0pp |
| Employer contribution / active EE | $2,151 | $4,565-52.9% | $4,109-47.7% | $4,248-49.4% |
| Participant deferral / active EE | $3,488 | $6,134-43.1% | $5,467-36.2% | $6,531-46.6% |
| Admin fee / account holder | $955 | $18,825-94.9% | $16,047-94.1% | $14,480-93.4% |