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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,354 | $111,878-88.1% | $93,727-85.8% | $145,897-90.8% |
| Participation rate | 87.5% | 74.2%+13.3pp | 68.7%+18.8pp | 80.3%+7.2pp |
| Annual return | 14.61% | 204.28%-189.7pp | 133.83%-119.2pp | 552.29%-537.7pp |
| Employer contribution / active EE | $0 | $3,092-100.0% | $2,421-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,141 | $4,920+4.5% | $4,417+16.4% | $6,689-23.1% |
| Admin fee / account holder | $1,591 | $10,256-84.5% | $8,292-80.8% | $13,390-88.1% |