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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,943 | $110,093+15.3% | $97,295+30.5% | $145,897-13.0% |
| Participation rate | 28.6% | 75.9%-47.3pp | 72.7%-44.1pp | 80.3%-51.7pp |
| Annual return | 13.53% | 244.76%-231.2pp | 75.62%-62.1pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,785 | $3,077-42.0% | $2,723-34.4% | $4,663-61.7% |
| Participant deferral / active EE | $6,571 | $4,678+40.5% | $4,264+54.1% | $6,689-1.8% |
| Admin fee / account holder | $1,374 | $6,212-77.9% | $5,646-75.7% | $13,390-89.7% |