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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,943 | $109,904+15.5% | $97,167+30.6% | $145,959-13.0% |
| Participation rate | 28.6% | 75.9%-47.4pp | 72.7%-44.1pp | 80.3%-51.7pp |
| Annual return | 13.53% | 243.43%-229.9pp | 75.27%-61.7pp | 561.95%-548.4pp |
| Employer contribution / active EE | $1,785 | $3,084-42.1% | $2,729-34.6% | $4,661-61.7% |
| Participant deferral / active EE | $6,571 | $4,676+40.5% | $4,264+54.1% | $6,689-1.8% |
| Admin fee / account holder | $1,374 | $6,216-77.9% | $5,650-75.7% | $13,398-89.7% |