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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,907 | $90,397-65.8% | $76,002-59.3% | $145,959-78.8% |
| Participation rate | 52.6% | 74.5%-21.9pp | 69.1%-16.4pp | 80.3%-27.7pp |
| Annual return | 13.53% | 621.97%-608.4pp | 360.07%-346.5pp | 561.95%-548.4pp |
| Employer contribution / active EE | $885 | $3,317-73.3% | $2,688-67.1% | $4,661-81.0% |
| Participant deferral / active EE | $3,283 | $5,163-36.4% | $4,257-22.9% | $6,689-50.9% |
| Admin fee / account holder | $270 | $8,369-96.8% | $6,414-95.8% | $13,398-98.0% |