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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,427 | $106,749-58.4% | $145,433-69.5% | $82,448-46.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 24.93% | 27.59%-2.7pp | 66.58%-41.6pp | 41.64%-16.7pp |
| Employer contribution / active EE | $29,746 | $3,444+763.6% | $4,554+553.1% | $2,551+1066.1% |
| Participant deferral / active EE | $10,353 | $6,519+58.8% | $7,897+31.1% | $4,139+150.1% |
| Admin fee / account holder | $17,762 | $8,390+111.7% | $13,129+35.3% | $7,234+145.5% |