Retirement plan

CIPHER-NAUGHT, LLC 401(K) RETIREMENT PLAN

Name: CIPHER-NAUGHT, LLC - CIPHER-NAUGHT, LLC 401(K) RETIREMENT PLAN (2025) Form 5500
Creator: CIPHER-NAUGHT, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CIPHER-NAUGHT, LLC 401(K) RETIREMENT PLAN, CIPHER-NAUGHT, LLC

CIPHER-NAUGHT, LLCEIN 45-5212700Plan #001PY 2025

953 18TH AVE E - SEATTLE, WA 98112813-810-1708

Prospect flagsHigh assets / participant

How to read this page

Total assets (EOY)

$1.1M

+12.4% from 2024

Total participants

-33.3% from 2024

Average account balance

$525,894

+12.4% from 2024

Annual return

12.45%

-0.35 pp from 2024

Benchmarks

See 2,731 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants<25

Cohort2,731 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.05M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$526K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$525,894

$135,905+287.0%

$126,068+317.2%

$198,609+164.8%

Participation rate

100.0%

85.6%+14.4pp

84.7%+15.3pp

82.4%+17.6pp

Annual return

12.45%

14.07%-1.6pp

15.01%-2.6pp

202.70%-190.3pp

Employer contribution / active EE

$4,245-100.0%

$3,968-100.0%

$5,055-100.0%

Participant deferral / active EE

$8,523-100.0%

$8,214-100.0%

$6,977-100.0%

Admin fee / account holder

$21,036-100.0%

$18,264-100.0%

$19,030-100.0%

CIPHER-NAUGHT, LLC 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

CIPHER-NAUGHT, LLC 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion