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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,958 | $225,673-17.6% | $203,872-8.8% | $155,188+19.8% |
| Participation rate | 75.0% | 80.3%-5.3pp | 77.8%-2.8pp | 80.8%-5.8pp |
| Annual return | 14.76% | 95.91%-81.1pp | 85.11%-70.3pp | 148.84%-134.1pp |
| Employer contribution / active EE | $1,249 | $4,099-69.5% | $3,757-66.8% | $4,248-70.6% |
| Participant deferral / active EE | $11,607 | $6,893+68.4% | $6,388+81.7% | $6,531+77.7% |
| Admin fee / account holder | $2,238 | $12,327-81.8% | $11,730-80.9% | $14,480-84.5% |