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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,479 | $178,174-78.4% | $156,181-75.4% | $137,256-72.0% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.8%-18.8pp | 80.0%-20.0pp |
| Annual return | 20.25% | 84.19%-63.9pp | 64.87%-44.6pp | 220.34%-200.1pp |
| Employer contribution / active EE | $4,517 | $4,972-9.1% | $4,294+5.2% | $4,156+8.7% |
| Participant deferral / active EE | $3,626 | $6,888-47.4% | $6,132-40.9% | $6,407-43.4% |
| Admin fee / account holder | $2,031 | $17,404-88.3% | $14,586-86.1% | $12,270-83.4% |