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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,479 | $199,109-80.7% | $173,730-77.9% | $154,746-75.1% |
| Participation rate | 60.0% | 82.8%-22.8pp | 79.6%-19.6pp | 80.7%-20.7pp |
| Annual return | 20.25% | 20.02%+0.2pp | 19.96%+0.3pp | 172.34%-152.1pp |
| Employer contribution / active EE | $4,517 | $5,311-14.9% | $4,577-1.3% | $4,379+3.2% |
| Participant deferral / active EE | $3,626 | $7,113-49.0% | $6,326-42.7% | $6,730-46.1% |
| Admin fee / account holder | $2,031 | $20,916-90.3% | $17,523-88.4% | $14,365-85.9% |