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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,278 | $75,541-29.5% | $152,093-65.0% | $82,637-35.5% |
| Participation rate | 65.1% | 66.5%-1.4pp | 77.8%-12.7pp | 68.1%-2.9pp |
| Annual return | 20.03% | 32.56%-12.5pp | 66.36%-46.3pp | 53.51%-33.5pp |
| Employer contribution / active EE | $1,018 | $2,622-61.2% | $4,175-75.6% | $2,552-60.1% |
| Participant deferral / active EE | $4,825 | $3,206+50.5% | $5,451-11.5% | $4,126+16.9% |
| Admin fee / account holder | $3,964 | $6,405-38.1% | $14,497-72.7% | $7,339-46.0% |