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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,054 | $199,109-97.0% | $173,730-96.5% | $154,746-96.1% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 22.65% | 20.02%+2.6pp | 19.96%+2.7pp | 172.34%-149.7pp |
| Employer contribution / active EE | $2,167 | $5,311-59.2% | $4,577-52.7% | $4,379-50.5% |
| Participant deferral / active EE | $4,732 | $7,113-33.5% | $6,326-25.2% | $6,730-29.7% |
| Admin fee / account holder | $474 | $20,916-97.7% | $17,523-97.3% | $14,365-96.7% |