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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,054 | $178,174-96.6% | $156,181-96.1% | $137,256-95.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 22.65% | 84.19%-61.5pp | 64.87%-42.2pp | 220.34%-197.7pp |
| Employer contribution / active EE | $2,167 | $4,972-56.4% | $4,294-49.5% | $4,156-47.9% |
| Participant deferral / active EE | $4,732 | $6,888-31.3% | $6,132-22.8% | $6,407-26.1% |
| Admin fee / account holder | $474 | $17,404-97.3% | $14,586-96.7% | $12,270-96.1% |