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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,601 | $106,864-60.1% | $147,318-71.1% | $82,637-48.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 20.15% | 27.49%-7.3pp | 70.43%-50.3pp | 53.51%-33.4pp |
| Employer contribution / active EE | $3,447 | $3,417+0.9% | $4,593-25.0% | $2,552+35.0% |
| Participant deferral / active EE | $8,730 | $6,496+34.4% | $7,906+10.4% | $4,126+111.6% |
| Admin fee / account holder | $1,532 | $8,415-81.8% | $13,708-88.8% | $7,339-79.1% |