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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,396 | $76,407-19.6% | $150,298-59.2% | $82,448-25.5% |
| Participation rate | 64.3% | 66.4%-2.1pp | 77.8%-13.5pp | 68.1%-3.8pp |
| Annual return | 16.51% | 39.99%-23.5pp | 62.79%-46.3pp | 41.64%-25.1pp |
| Employer contribution / active EE | $1,585 | $2,614-39.4% | $4,154-61.8% | $2,551-37.8% |
| Participant deferral / active EE | $2,353 | $3,214-26.8% | $5,453-56.8% | $4,139-43.2% |
| Admin fee / account holder | $1,943 | $6,352-69.4% | $14,116-86.2% | $7,234-73.1% |