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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,930 | $111,535-92.9% | $105,223-92.5% | $137,256-94.2% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 80.0%+5.8pp |
| Annual return | 24.94% | 237.85%-212.9pp | 180.65%-155.7pp | 220.34%-195.4pp |
| Employer contribution / active EE | $2,241 | $3,939-43.1% | $3,689-39.2% | $4,156-46.1% |
| Participant deferral / active EE | $2,994 | $5,500-45.6% | $5,072-41.0% | $6,407-53.3% |
| Admin fee / account holder | $2,330 | $9,721-76.0% | $8,859-73.7% | $12,270-81.0% |