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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,136 | $183,539-82.5% | $155,556-79.3% | $145,897-78.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.00% | 61.31%-46.3pp | 64.84%-49.8pp | 552.29%-537.3pp |
| Employer contribution / active EE | $3,459 | $5,315-34.9% | $4,675-26.0% | $4,663-25.8% |
| Participant deferral / active EE | $8,013 | $6,467+23.9% | $5,631+42.3% | $6,689+19.8% |
| Admin fee / account holder | $3,293 | $19,275-82.9% | $15,885-79.3% | $13,390-75.4% |