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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,120 | $123,859-64.4% | $69,632-36.6% | $145,897-69.8% |
| Participation rate | 80.0% | 69.2%+10.8pp | 66.4%+13.6pp | 80.3%-0.3pp |
| Annual return | 12.77% | 192.49%-179.7pp | 101.32%-88.6pp | 552.29%-539.5pp |
| Employer contribution / active EE | $2,504 | $2,673-6.3% | $1,708+46.6% | $4,663-46.3% |
| Participant deferral / active EE | $8,588 | $4,242+102.4% | $2,889+197.3% | $6,689+28.4% |
| Admin fee / account holder | $1,073 | $7,817-86.3% | $4,695-77.1% | $13,390-92.0% |