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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,561 | $116,167-43.6% | $64,489+1.7% | $137,256-52.2% |
| Participation rate | 80.0% | 68.2%+11.8pp | 67.7%+12.3pp | 80.0%0pp |
| Annual return | 18.91% | 36.55%-17.6pp | 55.03%-36.1pp | 220.34%-201.4pp |
| Employer contribution / active EE | $2,921 | $2,483+17.7% | $1,523+91.8% | $4,156-29.7% |
| Participant deferral / active EE | $8,040 | $4,215+90.8% | $2,778+189.4% | $6,407+25.5% |
| Admin fee / account holder | $1,167 | $6,188-81.1% | $4,260-72.6% | $12,270-90.5% |