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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,749 | $196,972-58.0% | $182,262-54.6% | $198,609-58.3% |
| Participation rate | 77.8% | 85.7%-7.9pp | 84.2%-6.4pp | 82.4%-4.6pp |
| Annual return | 18.05% | 158.27%-140.2pp | 140.60%-122.5pp | 202.70%-184.6pp |
| Employer contribution / active EE | $2,028 | $5,364-62.2% | $5,046-59.8% | $5,055-59.9% |
| Participant deferral / active EE | $10,960 | $8,643+26.8% | $8,276+32.4% | $6,977+57.1% |
| Admin fee / account holder | $1,865 | $18,429-89.9% | $16,712-88.8% | $19,030-90.2% |