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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,233 | $102,422-28.5% | $147,117-50.2% | $80,959-9.5% |
| Participation rate | 70.0% | 75.9%-5.9pp | 82.2%-12.2pp | 67.7%+2.3pp |
| Annual return | 8.98% | 135.16%-126.2pp | 420.54%-411.6pp | 35.67%-26.7pp |
| Employer contribution / active EE | $2,102 | $3,717-43.5% | $4,932-57.4% | $2,757-23.8% |
| Participant deferral / active EE | $4,894 | $6,652-26.4% | $8,065-39.3% | $4,300+13.8% |
| Admin fee / account holder | $3,164 | $7,953-60.2% | $12,993-75.6% | $6,925-54.3% |