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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,466 | $227,399-13.6% | $189,758+3.5% | $198,609-1.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 79.8%-29.8pp | 82.4%-32.4pp |
| Annual return | 18.36% | 61.03%-42.7pp | 52.62%-34.3pp | 202.70%-184.3pp |
| Employer contribution / active EE | $11,839 | $5,526+114.2% | $4,767+148.4% | $5,055+134.2% |
| Participant deferral / active EE | $13,625 | $6,837+99.3% | $5,856+132.7% | $6,977+95.3% |
| Admin fee / account holder | $3,642 | $25,162-85.5% | $20,388-82.1% | $19,030-80.9% |