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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,014 | $132,634-73.6% | $115,768-69.8% | $137,256-74.5% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.4%-24.4pp | 80.0%-30.0pp |
| Annual return | 19.33% | 160.70%-141.4pp | 100.46%-81.1pp | 220.34%-201.0pp |
| Employer contribution / active EE | $1,476 | $3,360-56.1% | $2,940-49.8% | $4,156-64.5% |
| Participant deferral / active EE | $1,871 | $5,619-66.7% | $4,917-61.9% | $6,407-70.8% |
| Admin fee / account holder | $479 | $15,028-96.8% | $12,439-96.1% | $12,270-96.1% |