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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,149 | $160,070+36.3% | $147,117+48.3% | $145,897+49.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.85% | 98.69%-84.8pp | 420.54%-406.7pp | 552.29%-538.4pp |
| Employer contribution / active EE | $7,983 | $5,285+51.1% | $4,932+61.8% | $4,663+71.2% |
| Participant deferral / active EE | $27,117 | $8,419+222.1% | $8,065+236.2% | $6,689+305.4% |
| Admin fee / account holder | $1,340 | $15,035-91.1% | $12,993-89.7% | $13,390-90.0% |