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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $656,556 | $154,228+325.7% | $145,433+351.4% | $137,256+378.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 7.26% | 74.59%-67.3pp | 66.58%-59.3pp | 220.34%-213.1pp |
| Employer contribution / active EE | $35,088 | $4,804+630.4% | $4,554+670.4% | $4,156+744.3% |
| Participant deferral / active EE | $30,196 | $8,216+267.5% | $7,897+282.4% | $6,407+371.3% |
| Admin fee / account holder | $27,639 | $14,344+92.7% | $13,129+110.5% | $12,270+125.2% |