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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,625 | $111,535+5.5% | $105,223+11.8% | $137,256-14.3% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 11.41% | 237.85%-226.4pp | 180.65%-169.2pp | 220.34%-208.9pp |
| Employer contribution / active EE | $2,505 | $3,939-36.4% | $3,689-32.1% | $4,156-39.7% |
| Participant deferral / active EE | $9,901 | $5,500+80.0% | $5,072+95.2% | $6,407+54.5% |
| Admin fee / account holder | $115,274 | $9,721+1085.8% | $8,859+1201.2% | $12,270+839.5% |