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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,493 | $124,425-22.4% | $112,040-13.9% | $137,256-29.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 21.18% | 24.72%-3.5pp | 24.52%-3.3pp | 220.34%-199.2pp |
| Employer contribution / active EE | $6,696 | $3,411+96.3% | $2,954+126.7% | $4,156+61.1% |
| Participant deferral / active EE | $17,949 | $5,718+213.9% | $5,098+252.1% | $6,407+180.2% |
| Admin fee / account holder | $1,146 | $15,207-92.5% | $12,098-90.5% | $12,270-90.7% |