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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,888 | $80,748-64.2% | $102,383-71.8% | $74,429-61.2% |
| Participation rate | 43.9% | 65.7%-21.7pp | 74.5%-30.6pp | 67.2%-23.3pp |
| Annual return | 22.57% | 27.57%-5.0pp | 24.94%-2.4pp | 1368.38%-1345.8pp |
| Employer contribution / active EE | $1,378 | $3,159-56.4% | $3,870-64.4% | $2,625-47.5% |
| Participant deferral / active EE | $2,599 | $3,861-32.7% | $5,060-48.6% | $4,348-40.2% |
| Admin fee / account holder | $928 | $2,371-60.9% | $8,391-88.9% | $1,944-52.3% |