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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,654 | $23,330+202.9% | $64,489+9.6% | $82,448-14.3% |
| Participation rate | 28.6% | 68.3%-39.7pp | 67.7%-39.1pp | 68.1%-39.5pp |
| Annual return | 14.54% | 83.66%-69.1pp | 55.03%-40.5pp | 41.64%-27.1pp |
| Employer contribution / active EE | $571 | $824-30.7% | $1,523-62.5% | $2,551-77.6% |
| Participant deferral / active EE | $1,272 | $1,707-25.5% | $2,778-54.2% | $4,139-69.3% |
| Admin fee / account holder | $11,819 | $2,946+301.2% | $4,260+177.4% | $7,234+63.4% |