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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,059 | $183,539-23.7% | $155,556-10.0% | $145,897-4.0% |
| Participation rate | 78.6% | 82.7%-4.1pp | 78.2%+0.3pp | 80.3%-1.7pp |
| Annual return | 12.11% | 61.31%-49.2pp | 64.84%-52.7pp | 552.29%-540.2pp |
| Employer contribution / active EE | $3,488 | $5,315-34.4% | $4,675-25.4% | $4,663-25.2% |
| Participant deferral / active EE | $4,745 | $6,467-26.6% | $5,631-15.7% | $6,689-29.1% |
| Admin fee / account holder | $710 | $19,275-96.3% | $15,885-95.5% | $13,390-94.7% |