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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,812 | $156,398-29.8% | $147,318-25.5% | $138,895-20.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.29% | 78.75%-60.5pp | 70.43%-52.1pp | 145.39%-127.1pp |
| Employer contribution / active EE | $1,201 | $4,853-75.2% | $4,593-73.8% | $4,194-71.4% |
| Participant deferral / active EE | $18,242 | $8,237+121.4% | $7,906+130.7% | $6,396+185.2% |
| Admin fee / account holder | $17,338 | $14,976+15.8% | $13,708+26.5% | $12,562+38.0% |