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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,761 | $160,040-38.9% | $147,096-33.5% | $145,877-33.0% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 13.81% | 98.49%-84.7pp | 419.75%-405.9pp | 551.28%-537.5pp |
| Employer contribution / active EE | $6,141 | $5,289+16.1% | $4,936+24.4% | $4,663+31.7% |
| Participant deferral / active EE | $11,175 | $8,429+32.6% | $8,071+38.5% | $6,691+67.0% |
| Admin fee / account holder | $9,093 | $15,050-39.6% | $13,005-30.1% | $13,402-32.2% |