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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,143 | $172,111-93.5% | $150,298-92.6% | $137,256-91.9% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 14.59% | 69.37%-54.8pp | 62.79%-48.2pp | 220.34%-205.8pp |
| Employer contribution / active EE | $2,148 | $4,636-53.7% | $4,154-48.3% | $4,156-48.3% |
| Participant deferral / active EE | $3,597 | $6,166-41.7% | $5,453-34.0% | $6,407-43.9% |
| Admin fee / account holder | $1,487 | $16,471-91.0% | $14,116-89.5% | $12,270-87.9% |