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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,219 | $110,093+29.2% | $97,295+46.2% | $145,897-2.5% |
| Participation rate | 41.2% | 75.9%-34.7pp | 72.7%-31.5pp | 80.3%-39.1pp |
| Annual return | 12.44% | 244.76%-232.3pp | 75.62%-63.2pp | 552.29%-539.9pp |
| Employer contribution / active EE | $0 | $3,077-100.0% | $2,723-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,172 | $4,678-53.6% | $4,264-49.1% | $6,689-67.5% |
| Admin fee / account holder | $1,720 | $6,212-72.3% | $5,646-69.5% | $13,390-87.2% |