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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,254 | $81,358-78.8% | $155,556-88.9% | $80,959-78.7% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 6.89% | 33.39%-26.5pp | 64.84%-57.9pp | 35.67%-28.8pp |
| Employer contribution / active EE | $3,215 | $3,106+3.5% | $4,675-31.2% | $2,757+16.6% |
| Participant deferral / active EE | $1,999 | $3,455-42.1% | $5,631-64.5% | $4,300-53.5% |
| Admin fee / account holder | $1,628 | $7,994-79.6% | $15,885-89.7% | $6,925-76.5% |