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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,898 | $172,111-75.1% | $150,298-71.5% | $137,256-68.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 5.07% | 69.37%-64.3pp | 62.79%-57.7pp | 220.34%-215.3pp |
| Employer contribution / active EE | $1,649 | $4,636-64.4% | $4,154-60.3% | $4,156-60.3% |
| Participant deferral / active EE | $5,681 | $6,166-7.9% | $5,453+4.2% | $6,407-11.3% |
| Admin fee / account holder | $1,215 | $16,471-92.6% | $14,116-91.4% | $12,270-90.1% |