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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,408 | $77,472-2.7% | $100,415-24.9% | $80,959-6.9% |
| Participation rate | 78.3% | 76.9%+1.4pp | 81.5%-3.2pp | 67.7%+10.6pp |
| Annual return | 15.37% | 37.26%-21.9pp | 49.47%-34.1pp | 35.67%-20.3pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $13,034 | $6,818+91.2% | $8,091+61.1% | $4,300+203.1% |
| Admin fee / account holder | $6,380 | $5,885+8.4% | $7,906-19.3% | $6,925-7.9% |