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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,614 | $59,467-41.8% | $93,727-63.1% | $74,478-53.5% |
| Participation rate | 79.9% | 59.6%+20.3pp | 68.7%+11.2pp | 67.2%+12.7pp |
| Annual return | 624.35% | 82.14%+542.2pp | 133.83%+490.5pp | 1370.56%-746.2pp |
| Employer contribution / active EE | $1,649 | $1,267+30.2% | $2,421-31.9% | $2,626-37.2% |
| Participant deferral / active EE | $3,527 | $3,052+15.6% | $4,417-20.2% | $4,350-18.9% |
| Admin fee / account holder | $12,261 | $3,028+304.9% | $8,292+47.9% | $1,946+530.1% |