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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,614 | $59,402-41.7% | $93,654-63.0% | $74,546-53.6% |
| Participation rate | 79.9% | 59.7%+20.2pp | 68.7%+11.2pp | 67.2%+12.7pp |
| Annual return | 624.35% | 81.86%+542.5pp | 133.34%+491.0pp | 1366.03%-741.7pp |
| Employer contribution / active EE | $1,649 | $1,265+30.4% | $2,421-31.9% | $2,624-37.2% |
| Participant deferral / active EE | $3,527 | $3,049+15.7% | $4,413-20.1% | $4,347-18.9% |
| Admin fee / account holder | $12,261 | $3,023+305.6% | $8,282+48.0% | $1,944+530.9% |