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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,144 | $76,608-90.7% | $56,077-87.3% | $145,877-95.1% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 24.81% | 3009.59%-2984.8pp | 1709.28%-1684.5pp | 551.28%-526.5pp |
| Employer contribution / active EE | $434 | $1,382-68.6% | $1,040-58.3% | $4,663-90.7% |
| Participant deferral / active EE | $775 | $2,624-70.5% | $1,954-60.3% | $6,691-88.4% |
| Admin fee / account holder | $26 | $3,325-99.2% | $2,825-99.1% | $13,402-99.8% |