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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,144 | $76,519-90.7% | $56,025-87.2% | $145,897-95.1% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 24.81% | 3017.03%-2992.2pp | 1712.69%-1687.9pp | 552.29%-527.5pp |
| Employer contribution / active EE | $434 | $1,383-68.6% | $1,042-58.3% | $4,663-90.7% |
| Participant deferral / active EE | $775 | $2,624-70.5% | $1,955-60.3% | $6,689-88.4% |
| Admin fee / account holder | $26 | $3,331-99.2% | $2,828-99.1% | $13,390-99.8% |