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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,826 | $174,379-86.3% | $152,093-84.3% | $138,895-82.8% |
| Participation rate | 90.0% | 81.6%+8.4pp | 77.8%+12.2pp | 79.9%+10.1pp |
| Annual return | 21.63% | 74.86%-53.2pp | 66.36%-44.7pp | 145.39%-123.8pp |
| Employer contribution / active EE | $1,517 | $4,652-67.4% | $4,175-63.7% | $4,194-63.8% |
| Participant deferral / active EE | $5,299 | $6,159-14.0% | $5,451-2.8% | $6,396-17.1% |
| Admin fee / account holder | $352 | $16,880-97.9% | $14,497-97.6% | $12,562-97.2% |